Expert and impartial mortgage advice.

Find out more…

Live Mortgage Rates

Live Mortgage Rates

View the very latest mortgage deals.

Find out more…



Let us choose the right policy for you.

Find out more…



Let us find the best policy that suits you.

Find out more…

Mortgage Advice Throughout London, Essex & Beyond From Instant Mortgages

We specialise in providing you with quality, professional financial advice that you can trust. Whatever your particular requirements, whether it be a mortgage, remortgage, buy to let, or protection against accident, sickness or death we can ensure that we will find the best solution for you.

Come and experience the instant difference…..

Customer Reviews From Google

  • review rating 5  I have been dealing with Chris and his gang since 2013. Being self employed we always have a huge mountain to climb to get the paper work in, but these guys are superb! Always helpful, always give great rates, nothing is to much trouble. They always take my calls or they genuinely do call back. i have recommended a number of friends to them including my brother. You want finance talk to Chris or Paul!

    thumb Anish Chauhan

    review rating 5  No hesitation in recommending Instant Mortgages to anyone. Flawless and efficient service from start to finish and expert knowledge of even the most niche mortgages offered out there. Specifically ask for Luke Pantelli, who possesses all the aforementioned qualities and more, an absolute asset to the firm. Also a mention to Emmie and Rachel for very swift and efficient communication throughout!

    thumb G Singh

    review rating 5  George at Instant Mortgages has been really helpful, especially as we are first time buyers and had lots of questions! From the start he showed us that we could get a better rate than we had previously been quoted and is consistently quick with his responses. Would highly recommend!

    thumb Amelia Pace
  • review rating 5  Chris is very hands on everything and he really looks after your interest. He is very reliable and professional. The team is very accommodating and helpful too. Their services are not expensive but the service provided is the best. I would highly recommend them to anyone.

    thumb erick bacuetes

    review rating 5  Instant Mortgages have gone above and beyond with the service, everyone you speak to on the phone is helpful even if they aren't working your case. They give the best advise and really put your mind at ease, they get things done fast and efficiently and have really made this part of moving the easiest and least stressful! I highly recommend them!

    thumb Chelsey French

    review rating 5  George and Emmie were both extremely helpful and polite. They guided me through the process from start to finish, with clear concise explanations. I can definitely recommend them.

    thumb Adam Matheou
  • review rating 5  My partner and I are first time buyers and we went with Instant Mortgages based on a word-of-mouth recommendation. When it came to buying a property there was a lot of stuff that we were unsure about, but IM made everything very easy for us. Chris talked us through the process and made sure we were able to make fully informed decisions about our mortgage application. Friendly and reliable customer service throughout, great value for money. Highly recommended.

    thumb Peter Acres

    review rating 5  They were absolutely brilliant. They talked to me and my wife and advised us of realistic goals and when applying for the mortgage acciraac and efficient and followed and updated everything. Definitely a great company to use to get a mortgage.

    thumb Riad Pheerunggee

    review rating 5  Instant Mortgages and Chris are the best mortgage brokers I have dealt with. Honest, open and able to advise on the best options. Being self employed, the options were limited but Chris gave me more options than any broker I have spoken to. Very happy and would recommend to anyone!

    thumb Jon Cooper
  • review rating 5  I cannot recommend Instant Mortgages highly enough! They have been absolutely fantastic. I dealt with the broker Chris Demetriou who was supported by Rachel Moss and together they made an wonderful team. I would definitely recommend Chris to help anyone with a mortgage application. Huge thank you to Chris and Rachel and the team at Instant Mortgages.

    thumb Simon Waller

    review rating 5  Chris and the team were absolutely amazing from start to finish of the whole process. They made everything seem so easy and straightforward. Will definitely use them again in the future and will recommend to anyone I know wanting a mortgage or just even some advice

    thumb Lauren Mankelow

    review rating 5  We were recommended to Chris Demetriou. We have dealt with Chris and his team over the last 5 years on various occasions and his service is second to none. Not only is he a professional in his field, he also offers us advice and ways round complex issues. His colleague Paul has also dealt with my son's first time buy in a swift manner. We would have no hesitation in recommending Instant Mortgages. We were also shocked to find out that he can renew your mortgage without extra charges. We only wish we knew about them earlier.

    thumb kakoulou stylianou
  • review rating 5  Great mortgage advisors, I really recommend! We have been among the first people to get a mortgage with Help to Buy being involved and this meant extra work from Instant Mortgages. However, Chris and George didn't disappoint and we got a great deal. Thanks again, guys!

    thumb Iulian Petrusca

    review rating 5  Extremely good company. I have dealt with Paul he is full of knowledge and very quick. Rachel was always very kind and helpful too. They are very contactable and helpful professionals. They offer very good value for your money. I will definitely use them again.

    thumb Peter Halmagyi

    review rating 5  I would highly recommend Luke and the team at instant mortgages. I had previously used a large online mortgage broker and the service from Luke was excellent in comparison. Luke and I met for 90 minutes and he went through our circumstances and requirements in detail to ensure we were getting the best product for us. Everything was done quickly and I was kept fully informed. Will definitely use their services again in the future.

    thumb Roger Irish
  • review rating 5  This is our fifth mortgage Chris has arranged for us over many years. Everything has always worked like clockwork but what i particular like, is that he’s always tried to get us the best deal and he always remembers our cases without having to start over again from the beginning. If you want an adviser who knows the market, gets you a great deal and gives you a personal service call Chris Highly recommended

    thumb Stan Stroud

    review rating 5  When I first came across Chris and his company, he told me to go look at his Google reviews which were, as they are now, glowing. I told him he was either running a fantastic business, or a very sophisticated fake review operation. I'm very happy to say it is the former! Instant are superb. Chris is super knowledgable about the market and gave us a bunch of tips that ended up saving us a lot of money- before we had even discussed using his company. He was upfront about the pros and cons of each approach but ultimately let us make up our own mind. His team are super organised and diligent. Rachel in particular went way, way beyond the call of duty, incessantly chasing down people to try and push the purchase through, and basically acting as part time therapist to us when we were stressing about things! I'm pretty sure neither of those things are in her job description - but Instant care, and it shows in their approach. They have customers for life in us, and I can't recommend them highly enough.

    thumb Giles Cottle

    review rating 5  We have dealt with Chris and his team for over 6 years. His service is professional and outstanding in this field. His team are very friendly. knowledgeable and honest when answering questions and resolving problems. In our opinion,if you need help or advice with any mortgage, his company is where you should be heading.HIGHLY RECOMMEND

    thumb Sheila Taylor
  • review rating 5  Genuine, friendly and helpful. Highly recommended. Two years back we visited this place when our friends recommended them to us. We were really impressed by their service. Chris was very helpful and patient in explaining the choices we had and answered our questions thoroughly. Since it is time for renewal we visited them again recently and were again equally impressed. They are very welcoming and offer genuine advice. We did not feel rushed or pressured in any way. In fact Chris answered a lot of other tangential questions we had which was very helpful.

    thumb Kashif Haque

    review rating 5  Well what can I say !! Simply the best service.. It took them ONLY 4 working days to provide me the mortgage offer. Unbelievable !!!! George is an amazing mortgage advisor and well knowledgeable. … BIG thanks to him . i also would like to thank Emmie and Kim.. they were amazing... Thanks kadery


    review rating 5  We have used Instant mortgages on 3 occasions now and each time the service and advice we get is brilliant from Chris and his team. They always offer the best service and advice for you! Would definitely recommend for anyone as they search all of market. Thanks again .

    thumb Sean Burke
  • review rating 5  Chris was very helpful and clear in his explanations. His unbiased knowledge and professionalism has been impressive. I have saved a lot of money taking his advice. Highly recommend this company and Chris in particular.

    thumb angela birbeck

    review rating 5  Really helpful from start to finish. As first time buyers we really had no idea where to start and Chris sat down with us and talked us through everything and was always happy to take calls when we had any questions. Rachel was also a great help for keeping us updated and taking all of our paperwork in. Thank you both so much. Will definitely be recommending.

    thumb Charlotte

    review rating 5  Fantastic service and experience. Luke has been brilliant in helping find the right mortgage product for me considering my circumstances and getting a survey and mortgage offer so quickly. Even the estate agent was surprised how quick the turnaround has been. Emmie has been brilliant also and is always there to guide you through and keep in contact and update when needed. Thanks Guys.

    thumb Danny Bailey
  • review rating 5  As first time buyers, we didn't know where to start with our mortgage application, or whether we'd even be accepted. Chris and Paul made it super easy - they made the whole process seemless and we couldn't recommend the team highly enough! Very good value service too!

    thumb Laura Attwood

    review rating 5  We have had amazing help from Chris and his team over the last 10 years , they have gone above and beyond. Without their input into our various purchases and re-mortgages I do not think we would have succeeded in our plans. Whether as a first time buyer or with multiple properties including buy to let they have always guided us brilliantly.

    thumb Adam Molyneux

    review rating 5  This is the second time I've used Instant mortgages & the service has been consistently first class. Fast, responsive, transparent - these guys are a superbly run business, *always* consistent with their communication & their meticulous idea for detail. Couldn't recommend them more highly!

    thumb Josh D'jelal
  • review rating 5  Chris at IM got us a great mortgage offer a number of years ago and I go back to him every time the existing rate comes to an end - He is an absolute wizard and always gets us another great result. I have found everyone at IM to be outstandingly helpful, approachable and honest, and above all incredibly good at what they do. My wife and I have been recommending them by word of mouth ever since our first dealings, and I really couldn't imagine a better service.

    thumb Anthony Clayton

    review rating 5  Second time I have used Instant Mortgages. No nonesense advice. To the point, very commercial at the same time very friendly. Would recommend to anyone. Special thanks to Kim and Paul. Khandokar

    thumb Sabbir Khandokar

    review rating 5  We've just completed a successful mortgage application with Chris and the team and highly recommend Instant Mortgages based on their professionalism, attention to detail & customer care. They are always willing to help and assure when necessary and provide a friendly service during what can often be a very stressful time. Thanks again for getting us the best deal & for all of your advice! Grace & Nick 🙂

    thumb Grace Banks

Leave your details with us, and we’ll call you back.

Details submitted through this form are confidential and are protected under the General Data Protection Regulations in accordance with our Privacy Policy. The information therein is used only to contact you to discuss the areas you’ve expressed an interest in.