Home 2018-05-18T11:37:33+00:00



Expert and impartial mortgage advice.

Find out more…

Live Mortgage Rates

Live Mortgage Rates

View the very latest mortgage deals.

Find out more…



Let us choose the right policy for you.

Find out more…



Let us find the best policy that suits you.

Find out more…

Mortgage Advice Throughout London, Essex & Beyond From Instant Mortgages

We specialise in providing you with quality, professional financial advice that you can trust. Whatever your particular requirements, whether it be a mortgage, remortgage, buy to let, or protection against accident, sickness or death we can ensure that we will find the best solution for you.

Come and experience the instant difference…..

Customer Reviews From Google

  • review rating 5  My partner and I are first time buyers and we went with Instant Mortgages based on a word-of-mouth recommendation. When it came to buying a property there was a lot of stuff that we were unsure about, but IM made everything very easy for us. Chris talked us through the process and made sure we were able to make fully informed decisions about our mortgage application. Friendly and reliable customer service throughout, great value for money. Highly recommended.

    thumb Peter Acres

    review rating 5  No hesitation in recommending Instant Mortgages to anyone. Flawless and efficient service from start to finish and expert knowledge of even the most niche mortgages offered out there. Specifically ask for Luke Pantelli, who possesses all the aforementioned qualities and more, an absolute asset to the firm. Also a mention to Emmie and Rachel for very swift and efficient communication throughout!

    thumb G Singh

    review rating 5  These guys are great. Chris has been brilliant helping sort out an initial mortgage 2 years ago, and again with renewing the mortgage now. Super helpful, contactable, and actively working for the best outcome and options. Really appreciated.

    thumb Andreas Williamson
  • review rating 5  We were recommended to Chris Demetriou. We have dealt with Chris and his team over the last 5 years on various occasions and his service is second to none. Not only is he a professional in his field, he also offers us advice and ways round complex issues. His colleague Paul has also dealt with my son's first time buy in a swift manner. We would have no hesitation in recommending Instant Mortgages. We were also shocked to find out that he can renew your mortgage without extra charges. We only wish we knew about them earlier.

    thumb kakoulou stylianou

    review rating 5  Chris is very hands on everything and he really looks after your interest. He is very reliable and professional. The team is very accommodating and helpful too. Their services are not expensive but the service provided is the best. I would highly recommend them to anyone.

    thumb erick bacuetes

    review rating 5  We've just completed a successful mortgage application with Chris and the team and highly recommend Instant Mortgages based on their professionalism, attention to detail & customer care. They are always willing to help and assure when necessary and provide a friendly service during what can often be a very stressful time. Thanks again for getting us the best deal & for all of your advice! Grace & Nick 🙂

    thumb Grace Banks
  • review rating 5  Chris at IM got us a great mortgage offer a number of years ago and I go back to him every time the existing rate comes to an end - He is an absolute wizard and always gets us another great result. I have found everyone at IM to be outstandingly helpful, approachable and honest, and above all incredibly good at what they do. My wife and I have been recommending them by word of mouth ever since our first dealings, and I really couldn't imagine a better service.

    thumb Anthony Clayton

    review rating 5  I cannot recommend Instant Mortgages highly enough! They have been absolutely fantastic. I dealt with the broker Chris Demetriou who was supported by Rachel Moss and together they made an wonderful team. I would definitely recommend Chris to help anyone with a mortgage application. Huge thank you to Chris and Rachel and the team at Instant Mortgages.

    thumb Simon Waller

    review rating 5  Great mortgage advisors, I really recommend! We have been among the first people to get a mortgage with Help to Buy being involved and this meant extra work from Instant Mortgages. However, Chris and George didn't disappoint and we got a great deal. Thanks again, guys!

    thumb Iulian Petrusca
  • review rating 5  Instant Mortgages have gone above and beyond with the service, everyone you speak to on the phone is helpful even if they aren't working your case. They give the best advise and really put your mind at ease, they get things done fast and efficiently and have really made this part of moving the easiest and least stressful! I highly recommend them!

    thumb Chelsey French

    review rating 5  Extremely good company. I have dealt with Paul he is full of knowledge and very quick. Rachel was always very kind and helpful too. They are very contactable and helpful professionals. They offer very good value for your money. I will definitely use them again.

    thumb Peter Halmagyi

    review rating 5  Fantastic service and experience. Luke has been brilliant in helping find the right mortgage product for me considering my circumstances and getting a survey and mortgage offer so quickly. Even the estate agent was surprised how quick the turnaround has been. Emmie has been brilliant also and is always there to guide you through and keep in contact and update when needed. Thanks Guys.

    thumb Danny Bailey
  • review rating 5  I have been dealing with Chris and his gang since 2013. Being self employed we always have a huge mountain to climb to get the paper work in, but these guys are superb! Always helpful, always give great rates, nothing is to much trouble. They always take my calls or they genuinely do call back. i have recommended a number of friends to them including my brother. You want finance talk to Chris or Paul!

    thumb Anish Chauhan

    review rating 5  This is the second time I've used Instant mortgages & the service has been consistently first class. Fast, responsive, transparent - these guys are a superbly run business, *always* consistent with their communication & their meticulous idea for detail. Couldn't recommend them more highly!

    thumb Josh D'jelal

    review rating 5  George and Emmie were both extremely helpful and polite. They guided me through the process from start to finish, with clear concise explanations. I can definitely recommend them.

    thumb Adam Matheou
  • review rating 5  Instant Mortgages and Chris are the best mortgage brokers I have dealt with. Honest, open and able to advise on the best options. Being self employed, the options were limited but Chris gave me more options than any broker I have spoken to. Very happy and would recommend to anyone!

    thumb Jon Cooper

    review rating 5  We have had amazing help from Chris and his team over the last 10 years , they have gone above and beyond. Without their input into our various purchases and re-mortgages I do not think we would have succeeded in our plans. Whether as a first time buyer or with multiple properties including buy to let they have always guided us brilliantly.

    thumb Adam Molyneux

    review rating 5  George at Instant Mortgages has been really helpful, especially as we are first time buyers and had lots of questions! From the start he showed us that we could get a better rate than we had previously been quoted and is consistently quick with his responses. Would highly recommend!

    thumb Amelia Pace
  • review rating 5  I couldn't recommend a better company for your mortgages, Chris and the team go above and beyond to help during the process, the process couldn't have been made more simple, it was so easy with them. If you want a quick mortgage see these guys, from start to finish in less than 2 weeks, i couldn't believe how quickly they work. HIGHLY RECOMMEND

    thumb C P

    review rating 5  Outstanding service from these guys once again. What stood out for me was the creativity in the options offered by the guys when dealing with my challenging situation. Nothing was ever too much, questions, ideas & most importantly: results. I was kept updated from start to finish & when a few road blocks appeared, the guys showed incredible levels of resilience to get things moving again. Highly recommended.

    thumb Jem Djelal

Leave your details with us, and we’ll call you back.

Details submitted through this form are confidential and are protected under the General Data Protection Regulations in accordance with our Privacy Policy. The information therein is used only to contact you to discuss the areas you’ve expressed an interest in.