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Mortgage Advice Throughout London, Essex & Beyond From Instant Mortgages

We specialise in providing you with quality, professional financial advice that you can trust. Whatever your particular requirements, whether it be a mortgage, remortgage, buy to let, or protection against accident, sickness or death we can ensure that we will find the best solution for you.

Come and experience the instant difference…..

Customer Reviews From Google

  • I've worked with Chris and the team for years now. There is no one I trust more. He is quick and effective and always goes the extra mile to support. I have directed many friends and family to Chris over the years. Could not recommend this business more.

    louise roberts Avatar
    louise roberts

    Had a great experience with Instant Mortgages (Luke) who helped us find an incredible deal for our house. Have dealt with various brokers in the past and this has been by far the best one. A lot of personal care and attention to make sure we were happy and got what we needed in incredibly good time. Highly recommended.

    Sunny Gupta Avatar
    Sunny Gupta

    Lisa has been our mortgage advisor for many years and has always been professional and gone the extra mile searching the market to offer & secure us the best deals when remortgaging. Everything is dealt with promptly by the whole Instsnt Mortgages team. We would highly recommend Lisa to help anyone with their property lending requirements.

    Peter muir Avatar
    Peter muir
  • I used Instant Mortgages Ltd to broker a remortgage on my property, they provided a excellent service and got me a great deal on my mortgage.
    They were professional and very helpful, i would highly recommend them.

    Robert Pearse Avatar
    Robert Pearse

    This was our first house purchase and the team at Instant Mortgages was excellent.

    We’d heard a lot about the stressful and long drawn out process that comes with applying for a mortgage and were a bit apprehensive going into it.

    Once we got Instant Mortgages involved - everything was smooth and dare I say it - easy.

    The team are clearly really experienced in what they do and talked us through all the steps required, our options in terms of mortgage products and rates. They’ve got connections in the industry as well so they’re usually able to resolve any concerns really quickly!

    Special shout out to George, Kim and Katerina who were the main people dealing with our case. They were all fantastic and we couldn’t be happier.

    Would highly recommend!

    Jamshed Zakir Avatar
    Jamshed Zakir

    My mortgage advisor Lisa was a different class - friendly, polite, knowledgeable, a real pleasure to deal with & easy to get questions answered after my constant calling! (just putting up with me should be enough to gain her an award 😂).
    She remained professional, helpful & absolutely great throughout the whole stressful process of buying a home.
    Also to Kerry who was invaluable in getting my Income Protection sorted.
    Can’t recommend & thank you both enough.... both just downright lovely.
    Will go nowhere else, should I ever need more advice in the future.
    Thanks so much.

    Adam Jacobs Avatar
    Adam Jacobs
  • I have recently had the pleasure of doing business with this company when I needed to remortgage. They made what can be a really daunting process, stress free. From the initial consultation, my options were clearly explained and I was kept informed of progress with regular updates. Would absolutely use this company again, and would like to extend my sincere thanks to the whole team.

    Mrs YAF Avatar
    Mrs YAF

    Where to start. Excellent company, quick and easy. George was absolutly amazing, on point and experienced. Katerina and Rachael were wonderful, always there to help and kept me updated.

    This was my first mortgage, always heard the process to be stressful and long, that was not the case here. Easy and stress free. Professional, kind and very helpful.

    Thank you everyone. I have already and Would recommend again 100%.

    Rush Singh Avatar
    Rush Singh

    Very knowledgeable and helpful. Friendly staff and warm atmosphere. Would definitely recommend to anyone. I was extremely pleased with the service, with good results.

    Have once again used Instant Mortgages, this time for insurance. Helped by Kim, she managed to cut my premium by half. I highly recommend this team of skilled people who are genuinely out to help get you the best deals possible.

    Annie Buckland Avatar
    Annie Buckland
  • I couldn’t have asked for a better experience working with Chris and the gang at Instant Mortgages, they worked so quickly and professionally. We are first time buyers and Chris took the time to explain everything, he made it all very easy to understand and guided us to finding exactly what was right, no pressure, no fuss, no time wasting. Chris knows his stuff! They really took the stress and worry out of getting our first mortgage, we felt so comfortable with these guys.

    Millie Ramsey Avatar
    Millie Ramsey

    Second time I have used Instant Mortgages.

    No nonesense advice. To the point, very commercial at the same time very friendly.

    Would recommend to anyone.

    Special thanks to Kim and Paul.


    Sabbir Khandokar Avatar
    Sabbir Khandokar

    Chris, and the team at Instant Mortgages have provided me with excellent service
    They had a very honest and sensible approach to my individual needs, offering sound advice and various options but Chris's recommendation turned out to be the right choice for me
    This is no 'back-street' mortgage company and they brokered the best mortgage deal with an excellent interest rate ..... and more importantly with NO HIDDEN COSTS
    Thank you very much for making the most important financial decision in my life, a very simple and easy task !

    M Marca Avatar
    M Marca
  • As first time buyers, we didn't know where to start with our mortgage application, or whether we'd even be accepted. Chris and Paul made it super easy - they made the whole process seemless and we couldn't recommend the team highly enough! Very good value service too!

    Laura Attwood Avatar
    Laura Attwood

    Well what can I say !! Simply the best service..

    It took them ONLY 4 working days to provide me the mortgage offer. Unbelievable !!!!
    George is an amazing mortgage advisor and well knowledgeable. … BIG thanks to him . i also would like to thank Emmie and Kim.. they were amazing...


    They were absolutely brilliant. They talked to me and my wife and advised us of realistic goals and when applying for the mortgage acciraac and efficient and followed and updated everything. Definitely a great company to use to get a mortgage.

    Riad Pheerunggee Avatar
    Riad Pheerunggee
  • We have used Instant mortgages on 3 occasions now and each time the service and advice we get is brilliant from Chris and his team. They always offer the best service and advice for you! Would definitely recommend for anyone as they search all of market. Thanks again .

    Sean Burke Avatar
    Sean Burke

    This is our fifth mortgage Chris has arranged for us over many years. Everything has always worked like clockwork but what i particular like,
    is that he’s always tried to get us the best deal and he always remembers our cases without having to start over again from the beginning.
    If you want an adviser who knows the market, gets you a great deal and gives you a personal service call Chris
    Highly recommended

    Stan Stroud Avatar
    Stan Stroud

    A truly first class company who really value customers & go out of their way to give a 5 Star Service. Highly recommended, would never use anyone else now. Many thanks !!!

    Barry Brown Avatar
    Barry Brown
  • I couldn't thank Paul and the team at Instant Mortgages enough for helping me to buy my first home. Before speaking to Paul I didn't even know buying a home was a viable financial option for me, and just a few weeks later I had found a property and received a mortgage offer! Paul was exceptionally knowledgable and I trusted him fully throughout the process. The whole team at Instant Mortgages were fast, efficient and I'm very grateful for all of their help.

    Jo Lumb Avatar
    Jo Lumb

    Genuine, friendly and helpful. Highly recommended. Two years back we visited this place when our friends recommended them to us. We were really impressed by their service. Chris was very helpful and patient in explaining the choices we had and answered our questions thoroughly.

    Since it is time for renewal we visited them again recently and were again equally impressed. They are very welcoming and offer genuine advice. We did not feel rushed or pressured in any way. In fact Chris answered a lot of other tangential questions we had which was very helpful.

    Kashif Haque Avatar
    Kashif Haque

    We have dealt with Chris and his team for over 6 years. His service is professional and outstanding in this field. His team are very friendly. knowledgeable and honest when answering questions and resolving problems.
    In our opinion,if you need help or advice with any mortgage, his company is where you should be heading.HIGHLY RECOMMEND

    Sheila Taylor Avatar
    Sheila Taylor
  • Chris and the team were absolutely amazing from start to finish of the whole process. They made everything seem so easy and straightforward. Will definitely use them again in the future and will recommend to anyone I know wanting a mortgage or just even some advice

    Lauren Mankelow Avatar
    Lauren Mankelow

    Really helpful from start to finish. As first time buyers we really had no idea where to start and Chris sat down with us and talked us through everything and was always happy to take calls when we had any questions. Rachel was also a great help for keeping us updated and taking all of our paperwork in. Thank you both so much. Will definitely be recommending.

    Charlotte Avatar

    Chris was very helpful and clear in his explanations. His unbiased knowledge and professionalism has been impressive. I have saved a lot of money taking his advice. Highly recommend this company and Chris in particular.

    angela birbeck Avatar
    angela birbeck
  • Chris and his team have been looking after us if the past 8/9 years. I cannot thank them enough for savings they have made for us especially recently.

    I have recommended him to so many friends and family. The service is exceptional excellent and efficient the team of administrators are fantastic supportive and will always follow up with you and check in - best service ever and will not be moving to anyone else S they have never been able to match the quality Chris and Paul given us over the years.

    Johnmike Felstead Avatar
    Johnmike Felstead

    When I first came across Chris and his company, he told me to go look at his Google reviews which were, as they are now, glowing. I told him he was either running a fantastic business, or a very sophisticated fake review operation. I'm very happy to say it is the former! Instant are superb. Chris is super knowledgable about the market and gave us a bunch of tips that ended up saving us a lot of money- before we had even discussed using his company. He was upfront about the pros and cons of each approach but ultimately let us make up our own mind. His team are super organised and diligent. Rachel in particular went way, way beyond the call of duty, incessantly chasing down people to try and push the purchase through, and basically acting as part time therapist to us when we were stressing about things! I'm pretty sure neither of those things are in her job description - but Instant care, and it shows in their approach. They have customers for life in us, and I can't recommend them highly enough.

    Giles Cottle Avatar
    Giles Cottle

    I would highly recommend Luke and the team at instant mortgages. I had previously used a large online mortgage broker and the service from Luke was excellent in comparison. Luke and I met for 90 minutes and he went through our circumstances and requirements in detail to ensure we were getting the best product for us. Everything was done quickly and I was kept fully informed. Will definitely use their services again in the future.

    Roger Irish Avatar
    Roger Irish
  • Chris at IM got us a great mortgage offer a number of years ago and I go back to him every time the existing rate comes to an end - He is an absolute wizard and always gets us another great result.
    I have found everyone at IM to be outstandingly helpful, approachable and honest, and above all incredibly good at what they do. My wife and I have been recommending them by word of mouth ever since our first dealings, and I really couldn't imagine a better service.

    Anthony Clayton Avatar
    Anthony Clayton

    Chris is very hands on everything and he really looks after your interest. He is very reliable and professional.

    The team is very accommodating and helpful too.

    Their services are not expensive but the service provided is the best. I would highly recommend them to anyone.

    erick bacuetes Avatar
    erick bacuetes

    We were recommended to Chris Demetriou. We have dealt with Chris and his team over the last 5 years on various occasions and his service is second to none. Not only is he a professional in his field, he also offers us advice and ways round complex issues. His colleague Paul has also dealt with my son's first time buy in a swift manner. We would have no hesitation in recommending Instant Mortgages. We were also shocked to find out that he can renew your mortgage without extra charges. We only wish we knew about them earlier.

    kakoulou stylianou Avatar
    kakoulou stylianou

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