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Mortgage Advice Throughout London, Essex & Beyond From Instant Mortgages

We specialise in providing you with quality, professional financial advice that you can trust. Whatever your particular requirements, whether it be a mortgage, remortgage, buy to let, or protection against accident, sickness or death we can ensure that we will find the best solution for you.

Come and experience the instant difference…..

Customer Reviews From Google

  • Where to start. Excellent company, quick and easy. George was absolutly amazing, on point and experienced. Katerina and Rachael were wonderful, always there to help and kept me updated.

    This was my first mortgage, always heard the process to be stressful and long, that was not the case here. Easy and stress free. Professional, kind and very helpful.

    Thank you everyone. I have already and Would recommend again 100%.

    Rush Singh Avatar
    Rush Singh

    Very knowledgeable and helpful. Friendly staff and warm atmosphere. Would definitely recommend to anyone. I was extremely pleased with the service, with good results.

    Have once again used Instant Mortgages, this time for insurance. Helped by Kim, she managed to cut my premium by half. I highly recommend this team of skilled people who are genuinely out to help get you the best deals possible.

    Annie Buckland Avatar
    Annie Buckland

    I couldn’t have asked for a better experience working with Chris and the gang at Instant Mortgages, they worked so quickly and professionally. We are first time buyers and Chris took the time to explain everything, he made it all very easy to understand and guided us to finding exactly what was right, no pressure, no fuss, no time wasting. Chris knows his stuff! They really took the stress and worry out of getting our first mortgage, we felt so comfortable with these guys.

    Millie Ramsey Avatar
    Millie Ramsey
  • Second time I have used Instant Mortgages.

    No nonesense advice. To the point, very commercial at the same time very friendly.

    Would recommend to anyone.

    Special thanks to Kim and Paul.


    Sabbir Khandokar Avatar
    Sabbir Khandokar

    Chris, and the team at Instant Mortgages have provided me with excellent service
    They had a very honest and sensible approach to my individual needs, offering sound advice and various options but Chris's recommendation turned out to be the right choice for me
    This is no 'back-street' mortgage company and they brokered the best mortgage deal with an excellent interest rate ..... and more importantly with NO HIDDEN COSTS
    Thank you very much for making the most important financial decision in my life, a very simple and easy task !

    M Marca Avatar
    M Marca

    As first time buyers, we didn't know where to start with our mortgage application, or whether we'd even be accepted. Chris and Paul made it super easy - they made the whole process seemless and we couldn't recommend the team highly enough! Very good value service too!

    Laura Attwood Avatar
    Laura Attwood
  • Well what can I say !! Simply the best service..

    It took them ONLY 4 working days to provide me the mortgage offer. Unbelievable !!!!
    George is an amazing mortgage advisor and well knowledgeable. … BIG thanks to him . i also would like to thank Emmie and Kim.. they were amazing...


    They were absolutely brilliant. They talked to me and my wife and advised us of realistic goals and when applying for the mortgage acciraac and efficient and followed and updated everything. Definitely a great company to use to get a mortgage.

    Riad Pheerunggee Avatar
    Riad Pheerunggee

    We have used Instant mortgages on 3 occasions now and each time the service and advice we get is brilliant from Chris and his team. They always offer the best service and advice for you! Would definitely recommend for anyone as they search all of market. Thanks again .

    Sean Burke Avatar
    Sean Burke
  • This is our fifth mortgage Chris has arranged for us over many years. Everything has always worked like clockwork but what i particular like,
    is that he’s always tried to get us the best deal and he always remembers our cases without having to start over again from the beginning.
    If you want an adviser who knows the market, gets you a great deal and gives you a personal service call Chris
    Highly recommended

    Stan Stroud Avatar
    Stan Stroud

    A truly first class company who really value customers & go out of their way to give a 5 Star Service. Highly recommended, would never use anyone else now. Many thanks !!!

    Barry Brown Avatar
    Barry Brown

    I couldn't thank Paul and the team at Instant Mortgages enough for helping me to buy my first home. Before speaking to Paul I didn't even know buying a home was a viable financial option for me, and just a few weeks later I had found a property and received a mortgage offer! Paul was exceptionally knowledgable and I trusted him fully throughout the process. The whole team at Instant Mortgages were fast, efficient and I'm very grateful for all of their help.

    Jo Lumb Avatar
    Jo Lumb
  • Genuine, friendly and helpful. Highly recommended. Two years back we visited this place when our friends recommended them to us. We were really impressed by their service. Chris was very helpful and patient in explaining the choices we had and answered our questions thoroughly.

    Since it is time for renewal we visited them again recently and were again equally impressed. They are very welcoming and offer genuine advice. We did not feel rushed or pressured in any way. In fact Chris answered a lot of other tangential questions we had which was very helpful.

    Kashif Haque Avatar
    Kashif Haque

    We have dealt with Chris and his team for over 6 years. His service is professional and outstanding in this field. His team are very friendly. knowledgeable and honest when answering questions and resolving problems.
    In our opinion,if you need help or advice with any mortgage, his company is where you should be heading.HIGHLY RECOMMEND

    Sheila Taylor Avatar
    Sheila Taylor

    Chris and the team were absolutely amazing from start to finish of the whole process. They made everything seem so easy and straightforward. Will definitely use them again in the future and will recommend to anyone I know wanting a mortgage or just even some advice

    Lauren Mankelow Avatar
    Lauren Mankelow
  • Really helpful from start to finish. As first time buyers we really had no idea where to start and Chris sat down with us and talked us through everything and was always happy to take calls when we had any questions. Rachel was also a great help for keeping us updated and taking all of our paperwork in. Thank you both so much. Will definitely be recommending.

    Charlotte Avatar

    Chris was very helpful and clear in his explanations. His unbiased knowledge and professionalism has been impressive. I have saved a lot of money taking his advice. Highly recommend this company and Chris in particular.

    angela birbeck Avatar
    angela birbeck

    Chris and his team have been looking after us if the past 8/9 years. I cannot thank them enough for savings they have made for us especially recently.

    I have recommended him to so many friends and family. The service is exceptional excellent and efficient the team of administrators are fantastic supportive and will always follow up with you and check in - best service ever and will not be moving to anyone else S they have never been able to match the quality Chris and Paul given us over the years.

    Johnmike Felstead Avatar
    Johnmike Felstead
  • When I first came across Chris and his company, he told me to go look at his Google reviews which were, as they are now, glowing. I told him he was either running a fantastic business, or a very sophisticated fake review operation. I'm very happy to say it is the former! Instant are superb. Chris is super knowledgable about the market and gave us a bunch of tips that ended up saving us a lot of money- before we had even discussed using his company. He was upfront about the pros and cons of each approach but ultimately let us make up our own mind. His team are super organised and diligent. Rachel in particular went way, way beyond the call of duty, incessantly chasing down people to try and push the purchase through, and basically acting as part time therapist to us when we were stressing about things! I'm pretty sure neither of those things are in her job description - but Instant care, and it shows in their approach. They have customers for life in us, and I can't recommend them highly enough.

    Giles Cottle Avatar
    Giles Cottle

    I would highly recommend Luke and the team at instant mortgages. I had previously used a large online mortgage broker and the service from Luke was excellent in comparison. Luke and I met for 90 minutes and he went through our circumstances and requirements in detail to ensure we were getting the best product for us. Everything was done quickly and I was kept fully informed. Will definitely use their services again in the future.

    Roger Irish Avatar
    Roger Irish

    Chris at IM got us a great mortgage offer a number of years ago and I go back to him every time the existing rate comes to an end - He is an absolute wizard and always gets us another great result.
    I have found everyone at IM to be outstandingly helpful, approachable and honest, and above all incredibly good at what they do. My wife and I have been recommending them by word of mouth ever since our first dealings, and I really couldn't imagine a better service.

    Anthony Clayton Avatar
    Anthony Clayton
  • Chris is very hands on everything and he really looks after your interest. He is very reliable and professional.

    The team is very accommodating and helpful too.

    Their services are not expensive but the service provided is the best. I would highly recommend them to anyone.

    erick bacuetes Avatar
    erick bacuetes

    We were recommended to Chris Demetriou. We have dealt with Chris and his team over the last 5 years on various occasions and his service is second to none. Not only is he a professional in his field, he also offers us advice and ways round complex issues. His colleague Paul has also dealt with my son's first time buy in a swift manner. We would have no hesitation in recommending Instant Mortgages. We were also shocked to find out that he can renew your mortgage without extra charges. We only wish we knew about them earlier.

    kakoulou stylianou Avatar
    kakoulou stylianou

    We have had amazing help from Chris and his team over the last 10 years , they have gone above and beyond. Without their input into our various purchases and re-mortgages I do not think we would have succeeded in our plans. Whether as a first time buyer or with multiple properties including buy to let they have always guided us brilliantly.

    Adam Molyneux Avatar
    Adam Molyneux
  • Outstanding service from these guys once again. What stood out for me was the creativity in the options offered by the guys when dealing with my challenging situation. Nothing was ever too much, questions, ideas & most importantly: results. I was kept updated from start to finish & when a few road blocks appeared, the guys showed incredible levels of resilience to get things moving again. Highly recommended.

    Jem Djelal Avatar
    Jem Djelal

    This is the second time I've used Instant mortgages & the service has been consistently first class. Fast, responsive, transparent - these guys are a superbly run business, *always* consistent with their communication & their meticulous idea for detail. Couldn't recommend them more highly!

    Josh D'jelal Avatar
    Josh D'jelal

    Fantastic service and experience. Luke has been brilliant in helping find the right mortgage product for me considering my circumstances and getting a survey and mortgage offer so quickly. Even the estate agent was surprised how quick the turnaround has been. Emmie has been brilliant also and is always there to guide you through and keep in contact and update when needed.

    Thanks Guys.

    Danny Bailey Avatar
    Danny Bailey
  • We've just completed a successful mortgage application with Chris and the team and highly recommend Instant Mortgages based on their professionalism, attention to detail & customer care. They are always willing to help and assure when necessary and provide a friendly service during what can often be a very stressful time. Thanks again for getting us the best deal & for all of your advice! Grace & Nick :-)

    Grace Banks Avatar
    Grace Banks

    No hesitation in recommending Instant Mortgages to anyone. Flawless and efficient service from start to finish and expert knowledge of even the most niche mortgages offered out there. Specifically ask for Luke Pantelli, who possesses all the aforementioned qualities and more, an absolute asset to the firm. Also a mention to Emmie and Rachel for very swift and efficient communication throughout!

    G Singh Avatar
    G Singh

    My partner and I are first time buyers and we went with Instant Mortgages based on a word-of-mouth recommendation.
    When it came to buying a property there was a lot of stuff that we were unsure about, but IM made everything very easy for us. Chris talked us through the process and made sure we were able to make fully informed decisions about our mortgage application.
    Friendly and reliable customer service throughout, great value for money. Highly recommended.

    Peter Acres Avatar
    Peter Acres

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